Allah, the Exalted, says:
And whatever you do of good deeds, truly, Allah knows it well.'' (2:215)
And O my people! Give full measure and weight in justice and reduce not the things that are due to the people.'' (11:85)
Woe to Al-Mutaffifun (those who give less in measure and weight). Those who, when they have to receive by measure from men, demand full measure. And when they have to give by measure or weight to (other) men, give less than due. Do they not think that they will be resurrected (for reckoning). On a Great Day? The Day when (all) mankind will stand before the Rubb of the 'Alamin (mankind, jinn and all that exists)?'' (83:1-6)
1367. Abu Hurairah (May Allah be pleased with him) reported: A man demanded of the Prophet صلى الله عليه وسلم for repayment of a loan and was harsh to him. His Companions were about to attack him, but he صلى الله عليه وسلم said, Leave him, as the creditor is entitled to make a demand. Give him a camel of the same age as the camel that is due to him.'' They said: We find a better camel senior to it in age.'' He صلى الله عليه وسلم said, Then buy it and give it to him; verily the best of you is the one who is the best in discharging his obligations (repayment of loans).''
[Al-Bukhari and Muslim].
Commentary:
1. It is stated that the lender was Zaid bin Shu'bah Al-Kinani who had not yet embraced Islam and that accounts for his not showing due regard to the Prophet صلى الله عليه وسلم, and for his being stern in his demand. The Prophet صلى الله عليه وسلم advised his Companions that it is well for the affluent to demand his loan in a polite manner; but if someone does not show politeness in it, his rudeness should be ignored because he who has a rightful claim, can tend to anger although he should not cross the limits laid down by Shari'ah in this respect.
2. At the time of repayment of loan, it is Mustahabb (desirable) for the debtor to pay with his own pleasure something more than due to the lender; but if the lender demands more, this extra money will be deemed interest Riba (or usury) which is neither lawful to receive nor to pay.
1368. Jabir (May Allah be pleased with him) reported: The Messenger of Allah صلى الله عليه وسلم said, May Allah show mercy to a man who adopts a kind attitude when he sells, buys and demands for the repayment of loans.''
[Al-Bukhari].
Commentary: Adopts a kind attitude when he sells, buys, and demands for the repayment of loans'' means that the buyer purchases in such a manner that the seller does not suffer any loss, and the seller sells his goods in such a way that the buyer does not feel any irritation. This also means that he feels so liberal that if the buyer wants to return what he has purchased he should accept it. Another meaning of this is that while making a purchase the customer pays more than the due price and the seller gives more goods than are due against the price that he receives. Moreover, if one has to get his claim from someone, he should do it in a polite manner. In no case should one cross the limits of civility. If the debtor is poor, he should be given more time for the repayment of his debt, or the loan should be remitted, as it will be in accordance with the Qur'anic instruction that If you remit by way of charity, that is better for you.'' (2:280)
1369. Abu Qatadah (May Allah be pleased with him) reported: The Messenger of Allah صلى الله عليه وسلم said, He who likes Allah to deliver him from the calamities of the Day of Resurrection, let him either give respite to a debtor or grant him remission (of loans) in straitened circumstances.''
[Muslim].
Commentary: One meaning of the word Falyunaffis'' is to defer demanding payment of the amount from the one who may be in straitened circumstances, until such a time when he has sufficient means to pay his debts. Another meaning is to relieve the debtor of the trouble he is in by giving him some money.
May Allah help us and guide us
And whatever you do of good deeds, truly, Allah knows it well.'' (2:215)
And O my people! Give full measure and weight in justice and reduce not the things that are due to the people.'' (11:85)
Woe to Al-Mutaffifun (those who give less in measure and weight). Those who, when they have to receive by measure from men, demand full measure. And when they have to give by measure or weight to (other) men, give less than due. Do they not think that they will be resurrected (for reckoning). On a Great Day? The Day when (all) mankind will stand before the Rubb of the 'Alamin (mankind, jinn and all that exists)?'' (83:1-6)
1367. Abu Hurairah (May Allah be pleased with him) reported: A man demanded of the Prophet صلى الله عليه وسلم for repayment of a loan and was harsh to him. His Companions were about to attack him, but he صلى الله عليه وسلم said, Leave him, as the creditor is entitled to make a demand. Give him a camel of the same age as the camel that is due to him.'' They said: We find a better camel senior to it in age.'' He صلى الله عليه وسلم said, Then buy it and give it to him; verily the best of you is the one who is the best in discharging his obligations (repayment of loans).''
[Al-Bukhari and Muslim].
Commentary:
1. It is stated that the lender was Zaid bin Shu'bah Al-Kinani who had not yet embraced Islam and that accounts for his not showing due regard to the Prophet صلى الله عليه وسلم, and for his being stern in his demand. The Prophet صلى الله عليه وسلم advised his Companions that it is well for the affluent to demand his loan in a polite manner; but if someone does not show politeness in it, his rudeness should be ignored because he who has a rightful claim, can tend to anger although he should not cross the limits laid down by Shari'ah in this respect.
2. At the time of repayment of loan, it is Mustahabb (desirable) for the debtor to pay with his own pleasure something more than due to the lender; but if the lender demands more, this extra money will be deemed interest Riba (or usury) which is neither lawful to receive nor to pay.
1368. Jabir (May Allah be pleased with him) reported: The Messenger of Allah صلى الله عليه وسلم said, May Allah show mercy to a man who adopts a kind attitude when he sells, buys and demands for the repayment of loans.''
[Al-Bukhari].
Commentary: Adopts a kind attitude when he sells, buys, and demands for the repayment of loans'' means that the buyer purchases in such a manner that the seller does not suffer any loss, and the seller sells his goods in such a way that the buyer does not feel any irritation. This also means that he feels so liberal that if the buyer wants to return what he has purchased he should accept it. Another meaning of this is that while making a purchase the customer pays more than the due price and the seller gives more goods than are due against the price that he receives. Moreover, if one has to get his claim from someone, he should do it in a polite manner. In no case should one cross the limits of civility. If the debtor is poor, he should be given more time for the repayment of his debt, or the loan should be remitted, as it will be in accordance with the Qur'anic instruction that If you remit by way of charity, that is better for you.'' (2:280)
1369. Abu Qatadah (May Allah be pleased with him) reported: The Messenger of Allah صلى الله عليه وسلم said, He who likes Allah to deliver him from the calamities of the Day of Resurrection, let him either give respite to a debtor or grant him remission (of loans) in straitened circumstances.''
[Muslim].
Commentary: One meaning of the word Falyunaffis'' is to defer demanding payment of the amount from the one who may be in straitened circumstances, until such a time when he has sufficient means to pay his debts. Another meaning is to relieve the debtor of the trouble he is in by giving him some money.
May Allah help us and guide us
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